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Last Updated: 2026

1. Acceptance of Terms

By accessing and using the Affordable Insurance Guide website, you accept and agree to be bound by the terms and provision of this agreement.

2. Privacy Policy Referral

Your use of our website is also subject to our Privacy Policy. Please review our Privacy Policy, which also governs the website and informs users of our data collection practices.

3. User Eligibility

You must be at least 18 years of age to use this website. By using this site, you warrant that you are at least 18 years of age.

4. Account Security

If you create an account, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

5. Services Description

Affordable Insurance Guide provides insurance brokerage services and quotes. We do not underwrite policies directly but act as an intermediary between you and insurance carriers.

6. Accuracy of Information

The information on this website is for general information purposes only. While we strive to keep the information up to date and correct, we make no representations about the completeness or accuracy.

7. User Conduct

You agree not to use the website for any unlawful purpose, to solicit others to perform or participate in any unlawful acts, or to violate any international, federal, provincial, or state regulations.

8. Intellectual Property Rights

All content included on the Site, such as text, graphics, logos, images, and software, is the property of Affordable Insurance Guide or its content suppliers and protected by international copyright laws.

9. Third-Party Links

The Site may contain links to third-party websites. We have no control over the content, privacy policies, or practices of any third-party websites or services.

10. Termination of Use

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Limitation of Liability

To the fullest extent permitted by law, Affordable Insurance Guide shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

12. Indemnification

You agree to indemnify and hold harmless Affordable Insurance Guide, its contractors, and licensors, and their respective directors, officers, employees, and agents from any claims arising out of your use of the website.

13. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of USA, without regard to its conflict of law provisions.

14. Dispute Resolution

Any dispute relating in any way to your visit to this website or to products you purchase through us shall be submitted to confidential arbitration in USA.

15. Modification of Terms

Affordable Insurance Guide reserves the right to change these terms at any time. We will notify you of any changes by posting the new Terms on this page.

Last Updated: 2026

1. Information Collection

We collect information you provide directly to us when you request a quote, fill out a form, or communicate with us.

2. Types of Data Collected

Personal information includes names, email addresses, phone numbers, driver's license numbers, and vehicle VINs necessary for insurance quotes.

3. Use of Collected Information

We use your information to provide, maintain, and improve our services, process transactions, and send you technical notices and support messages.

4. Data Sharing & Disclosure

We may share your information with insurance carriers to underwrite your policy. We do not sell your personal data to third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

6. Cookies & Tracking

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data.

7. Do Not Track Signals

We do not respond to Do Not Track (DNT) signals. However, you can set your browser to refuse all cookies or indicate when a cookie is being sent.

8. Third-Party Services

We may employ third-party companies and services to facilitate our website, such as analytics providers (e.g., Google Analytics) and payment processors.

9. California Residents (CCPA Rights)

If you are a resident of California, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA).

10. Your Data Rights

You have the right to request access to, correction of, or deletion of your personal data. You can also object to the processing of your personal data.

11. Children's Privacy

Our website is not intended for children under 18 years of age. We do not knowingly collect personally identifiable information from children under 18.

12. Marketing Communications

With your consent, we may send you marketing emails regarding new products, special offers, or other information we think you may find interesting.

13. Data Retention

We retain your personal data for as long as necessary to provide our services and fulfill the transactions you have requested, or as required by law.

14. International Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ.

15. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.